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Jan 12
bat quarter

Americans Will Pay With Bat Quarter Soon

By Lifestyle No Comments

All spooky things lovers brace yourself for exciting news! Very soon, Americans will have the opportunity to use a new coin with extremely good design. It is a bat quarter and it will be launched on Feb. 3rd.

This coin is a part of America the Beautiful Quarters Program that launched in 2010. The U.S. Mint releases five new quarter designs per year, each depicting national parks and sites. The 2020 set is scheduled for release on Feb.3 and will include the National Park of American Samoa quarter. The reverse design depicts a Samoan fruit bat mother hanging in a tree with her pup. The image evokes the remarkable care and energy that this species puts into their offspring. It is interesting that American Samoa is the only park in the United States that is home to the Samoan fruit bat. Also known as “flying foxes” these bats are big, with wings that span up to 3 feet, and are active day and night.

Bat quarter, just like each other coin in the series features a common obverse with the 1932 portrait of George Washington by John Flanagan. Inscriptions are UNITED STATES OF AMERICA, LIBERTY, IN GOD WE TRUST and QUARTER DOLLAR.

These silver coins may be sold for cash at many coins and precious metals dealers stated on U.S. Mint’s official site. They are also legal tender and their value is symbolic.  The collector version of the bullion is produced with an uncirculated finish. It has the “P” mint mark for the United States Mint at Philadelphia.

Four more coins as a part of America the Beautiful Quarters Program will be announced in 2020.

 

Mar 07
money cash dollars

Ways to Save Money and Earn Extra Cash

By Tips & Tricks No Comments

Money. Let’s face it: as much as we have it, it is never enough. We like the very thought of it, as much as we like the feeling of the power it brings. While we all like to spend it, we also like to pile it up. Saving money can be a hard thing to do if you are a great spender. Let’s try to master the art of not just saving money but earning extra cash as well.

Make your savings accounts automated

A lot of people have difficulties putting money aside once they have a certain sum at their disposal. Experts say that it would be a good thing to put your savings aside in advance.  This actually means that you should decide on the sum you put aside every month and make the transfer from your checking to your savings account the very moment the money lands on your account. We also heard of a great tip: asking your employer to deposit a certain sum to your savings.

When you save money, better do it online

The main advantage of online savings is that it allows you to collect higher percentage on savings annually. This way of saving is also more convenient because it allows you to withdraw your money instantly, whenever you want, because there is no period of locked-in funds, like in many banks.  Speaking of online treasured funds, have you considered bitcoin or any other crypto?

For every item you buy, try selling one

Stacking up stuff in your home causes anxiety in some people. Furthermore, this is a great way to reimburse the money to your wallet. And with plenty of platforms for online sales, it has never been easier to sell the goods, whether used or new.

Try finding a side-job

Well, there is rarely money without putting some efforts in earning it. In case you are a younger person, the variety of available jobs is fantastic. And it can be fun too, even if you are an older citizen. Younger people can quickly adapt to jobs in tourism, hospitality, sales, tutoring, running errands for older or disabled people, etc. Older people can engage in activities which are less physically demanding, such as participating in focus groups, for example, or become a food tester, or try freelance writing. The possibilities are immense. Breaking your daily routine is always refreshing. If it allows you to earn some extra cash it can be rewarding as well.

Consider renting spaces

There are people who have an extra space which is left unused and collecting dust. This is a great potential for earning money. Whether it is a cabin, an apartment or a garage, you can always put it into use and earn some cash while practically not doing much.

Think of health savings account

If you are thinking ahead, and plan to contribute to your health savings, do not hesitate. You can leave it there for a longer period of time and use it when needed. And everyone needs these funds, sooner or later. Plus, there are certain tax benefits related to health savings, depending on the state you live in.

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Mar 02
relationship financial infidelity

Is Financial Infidelity Less Unforgivable Than Emotional One

By Lifestyle No Comments

Did you know that almost 30 million Americans are financially unfaithful? Are you also the one hiding your savings and credit cards? Shhhhh…. Don’t worry, we won’t tell. Is financial infidelity less unforgivable than an emotional one?

Americans And Financial Infidelity

They say that Americans living in the South and the West are more inclined to financial infidelity than the others. Also, it has been reported that millennials are more likely to hide their finances comparing to older generations. Reasons for committing financial adultery are various. However, we can point to a few most frequently stated ones.

Creating a safety net in case of a divorce. If you are a forward-thinking person, you have thought about this for certain. What will happen if he or she decides to leave and you are left with debts and empty wallets? In order to get some leverage, you will want to have separated or hidden accounts.

Control. Whether you are a control freak or someone who resents people who like to control others, you will inevitably face the problem, as someone has to run the show when it comes to money handling. The problem arises when one of the partners holds the purse tightly and oversees each spending cost. Inevitably, this leads to the lack of trust, and additionally anger derived from the fact that someone is putting you down and questioning your every move.

Bad planning. You do not have to be inclined to financial infidelity, but if unexpected costs occur and you have the will to sort things out, you will most probably want to make some secret moves in order to surprise your significant other and resolve the situation. And there you are, committing financial infidelity without even knowing.

Financial vs. Emotional Infidelity

Keep in mind that financial infidelity goes hand in hand with emotional detachment. Statistics show that over 80% of people would be upset confronted with the fact their partner cheated on them financially. More than 50% believe that financial infidelity is just as bad as physical and emotional one. However, it is interesting to know that most people would not consider this type of cheating to be the thing that would separate them from their partners, although money troubles are the leading causes of stress in relationships.

So, What Should You Do?

Always be aware that trust is the hardest thing to regain. If you feel the need to keep your money separated, talk about it with your spouse. We are not saying you should do this at any cost.  However, if the reasons are well argued, keep separate accounts but make the entire thing transparent.